{"id":610,"date":"2020-06-29T09:20:44","date_gmt":"2020-06-29T08:20:44","guid":{"rendered":"https:\/\/psd2meniet.nl\/?p=610"},"modified":"2020-07-23T09:22:07","modified_gmt":"2020-07-23T08:22:07","slug":"psd2-staat-op-gespannen-voet-met-avg","status":"publish","type":"post","link":"https:\/\/psd2meniet.nl\/en\/psd2-staat-op-gespannen-voet-met-avg\/","title":{"rendered":"'PSD2 is at odds with GDPR.'"},"content":{"rendered":"

With PSD2, banks would have to disclose their customers' payment details to 'third parties', who would then be able to offer services to those same customers. Of course, this would only happen with their consent. This would ensure better payment services, financial innovation and new incentives for the banks. This was the subject of the broadcast of De Technoloog op BNR on 18 June 2020. Worth listening to!<\/p>\n\n\n\n

Listen here (Dutch): 'PSD2 is at odds with GDPR.'<\/a><\/p>\n\n\n\n

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In this Technologist we speak with Simon Lelieveldt<\/a>, expert in financial regulation. We ask him what PSD2 (in operation since 19-2-2019) means, what its predecessor PSD meant, what can be seen of its intended operation so far (what innovation has taken place in the meantime?) and what the risks are, for example in the area of privacy. We want to hear about examples, who benefits most, how the trade-off between convenience and security is made, and above all: whether PSD2 is a success.<\/p>\n\n\n\n

Lelieveldt believes that PSD2 should not have come in this form, because now very broad regulations have been introduced to solve an issue between two parties. PSD2 is also at odds with the GDPR privacy act because personal bank data is too easily placed in the hands of third parties. Assumed free consent can be enforced by market parties and is therefore in fact far from always free.<\/p>","protected":false},"excerpt":{"rendered":"

With PSD2, banks would have to disclose their customers' payment details to 'third parties', who could then offer services ... <\/p>\n

Read More<\/a><\/div>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","trp-custom-language-flag":"","post-thumbnail":"","entry":"","entry-cropped":"","entry-fullwidth":"","entry-cropped-fullwidth":""},"post_excerpt_stackable_v2":"

Met PSD2 zouden banken de betaalgegevens van hun klanten moeten prijsgeven aan ‘derde partijen’, die daarmee diensten zouden kunnen aanbieden aan diezelfde klanten. Natuurlijk zou dit alleen gebeuren met hun toestemming. Dit zou zorgen voor betere dienstverlening op betaalgebied, financi\u00eble innovatie en nieuwe prikkels voor de banken. Wat is ervan terechtgekomen? hier ging de uitzending van De Technoloog op BNR van 18 juni 2020 over. Het luisteren waard! Luister hier: ‘PSD2 staat opgespannen voet met AVG’ In deze Technoloog spreken we met Simon Lelieveldt, expert in financi\u00eble regelgeving. We vragen hem wat PSD2 (in werking sinds 19-2-2019) inhoudt, wat de…<\/p>\n","category_list_v2":"opinie<\/a>","author_info_v2":{"name":"Martijn van der Veen","url":"https:\/\/psd2meniet.nl\/en\/author\/martijn\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/posts\/610"}],"collection":[{"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/comments?post=610"}],"version-history":[{"count":3,"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/posts\/610\/revisions"}],"predecessor-version":[{"id":613,"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/posts\/610\/revisions\/613"}],"wp:attachment":[{"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/media?parent=610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/categories?post=610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/psd2meniet.nl\/en\/wp-json\/wp\/v2\/tags?post=610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}