The core problem with the PSD2 is that consumers do not have the ability to filter payments. For this reason we have created a ...
Whitepaper published
At the end of last year it became clear that the evaluation of PSD2 would only start at the end of 2021. Therefore we decided to write a white paper ...
About the project: looking back and ahead
An NGO dedicated to civil rights and privacy protection, Privacy First has been concerned with financial privacy for many years. Since ...
Guidelines PSD2 & GDPR adopted
Last December 15, the European Data Protection Board (EDPB) adopted the 'Guidelines 06/2020 on the interplay of the Second Payment ...
AFM: Corona crisis reinforces trends and risks for financial sector
The AFM regularly publishes 'Trend Statements'. This was also the case in last November's edition. A number of parts of the Trend Views ...
Evaluation PSD2 only from Q4 2021 onwards
The PSD2 and its successors should include better privacy safeguards. A 'window of opportunity' provides the evaluation included in ...
Our response to the PSD2&GDPR guidelines
The European Data Protection Board (EDPB) gave the opportunity to give feedback on their draft guidelines on the ...
GDPR guidelines on the PSD2 open for consultation
The European Data Protection Board (EDPB) has developed guidelines on the relationship between the PSD2 Directive and the General Data Protection Regulation ...
'PSD2 is at odds with GDPR.'
With PSD2, banks would have to disclose their customers' payment details to 'third parties', who could then offer services ...
Better account information services
Consumers are better informed about account information services. It published (finally) 'good practices' for better information. Privacy First welcomes the ...
AP sends a letter, but why?
On 24 February, the AP announced an investigation into providers of new online account services. According to the AP, the ...
PSD2 do not register
Special personal data can be derived from payment data. We want this data to be filtered. This is why we have created the PSD2 me...
Technology behind PSD2: APIs
The PSD2-Me-Not-Register requires data filtering. In order to know how this has to be developed technically, we would like to ...
Privacy First publishes PSD2 decision tree
The PSD2 is tricky matter. As a consumer you want to make a privacy friendly choice, but it is not made easy for you. …
Privacy is not an 'obstacle' and belongs in customer travel
DNB started on 9 August 2019 with the public consultation of the Q&A 'Customer Journey without obstacles concerning payment initiation and account information services ...
Cold snap Triodos Bank
Customers of the Triodos Bank received on Monday September 9th the opportunity to apply a 'padlock' to their ...
PSD2 and privacy in practice
On paper, the PSD2 seems to have good safeguards when it comes to the protection of personal data. Not only is it ...
Website is live!
After a design and build process of two months the website psd2meniet.nl is live. On the website the core of ...
political party
The processing of personal data that reveal political opinions is in principle prohibited. From donations, membership fees or ...
medical practice
The processing of personal data concerning health is in principle prohibited. Payments to health care providers, patient organizations, insurers or others may result in the...
trade union
The processing of personal data that shows membership in a trade union is in principle prohibited. From membership fees and other ...
professional (target text)
The PSD2 makes it possible to do more with payment data. For the PSD2, consumers were dependent on what a ...
individual (target group text)
What it means to you, as an individual? The PSD2 makes it possible to do more with payment details. For...
religious group
The processing of personal data from which religious or philosophical convictions can be inferred is in principle prohibited. From donations, ...
LHBT group
The processing of personal data something sexual behavior or sexual orientation is in principle prohibited. From payments to advocates, ...
institute (other)
The processing of special personal data is in principle prohibited. From payments to organizations, membership in a political party, ...
Special personal data in transactions
Payments to and from persons are personal data. Special personal data can be derived from payment details. Special personal data require extra protection. …
How can I contribute?
With the PSD2-me-not register, we are making an important contribution to better privacy protection for all consumers. What can you do to ...
Banks are required to share account information
As soon as a consumer gives permission to share payment details with a third party, banks are obliged to share the payment details. …
About the project
The PSD2 (Payment Services Directive 2) creates privacy risks. Banks, fintechs and politicians say that privacy in the PSD2 is sufficient to protect ...
Don’t-PSD2-me-register
Under the PSD2 legislation, consumers cannot filter or restrict data. Not even if they want to, or a service provider ...
Overview Sbi codes Special account holders
This article contains a list of SBI codes belonging to organisations that process special personal data. See the main article on ...
Advertising aimed at ex-cancer patients based on likes is not against the law. Does it violate privacy?
On 25 September, the Advertising Code Committee ruled in case 018/00311 in which a person complained about advertisements for the ...
Being a sex worker is special categorie of personal data
In judgment of September 2018 ECLI:NL:RVS:2018:2856 of the Council of State it concerns the granting of permits to operators ...
What do we do with criminal records?
When the PSD2-me-not register was set up, criminal records were not discussed for a long time. Under the Wbp these were special ...
Don't-PSD2-me-register is SIDN Pioneer
The SIDN Fund proudly presented the first batch of Pioneers of 2019 on 22 May 2019! One of the Pioneers ...
PSD2 makes privacy a paper reality
A number of Dutch banks and fintechs are working together with the Privacy First Foundation on a PSD2 quality mark. By doing so, the companies want to ...
European PSD2 legislation puts privacy under pressure. Privacy First requires Don't-PSD2-me registry
New European legislation PSD2 in force From the beginning of 2019, PSD2 will come into force in the Netherlands (Revised Payment Services Directive). With ...
PSD2 in Radar
On 7 January we told about PSD2 on the television show Radar. We are very worried about this law. The...
PSD2 adopted as hammer piece
The bill of the PSD2 was adopted by the House of Representatives on 11 September 2018. The proposal was adopted on 4 ...
Sophie in 't Veld: 'PSD2 full privacy proof'.
Sophie in 't Veld was clear on her website on 05 July 2018: "Today the European Data Protection Board (EDPB) ...
Sophie in 't Veld: 'Privacy panic over PSD2 unnecessary'.
On 26 October 2017, Sophie in 't Veld wrote a blog on her page about the upcoming PSD2. She explains ...
'PSD2, a European strategic blunder'
Bart Jacobs, professor of computer security at Radboud University in Nijmegen, called PSD2 "a strategic blunder". He wrote a sharp column ...
Summary of the PSD2
The PSD2 is the new banking law and regulates payment transactions in the European Union. Privacy First focuses on privacy risks ...